Blog

  • Should You Get Personal Or Commercial Auto Insurance?

    Typically, the coverage you choose depends on the state where you live and how you use your car. Personal auto insurance covers you and your family members. This means that if your friend or employee is involved in an accident while driving your vehicle, they're likely not covered.  Alternatively, commercial auto insurance would cover you, your employees, tools, and any other occupants in the vehicle. It's costlier than personal insurance, which is why some opt to remain with personal auto insurance.
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  • Simple Ways to Reduce Your Homeowners Insurance Costs

    Investing in home insurance is one of the best ways to protect your home and its contents. As much as homeowners insurance is unavoidable, it doesn't mean you should always pay high premiums. You can use some tricks here and there to save a few hundred dollars on your home insurance policy. As you probably know, home insurance premiums vary depending on your home's insurance company, the home's age, and where you are located.
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  • A Full-Time RV Lifestyle Requires Proper Insurance

    One of the awesome things about owning an RV is the fact that not only is it a great option for family vacations, but it also serves as a place you can call home. Should you decide to live a life of travel and adventure full time in your RV, there are some things you want to do first. One of these things is to ensure your RV is properly insured; learn how.
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  • 4 Important Things To Know About How Car Insurance Premium Rates Work

    Numerous factors impact your car insurance premium rate. It is important to understand all the factors that impact your car insurance rates so that you can adequately plan for the cost of your car insurance.  #1: Each Company Has Their Rating System First, it is important to understand that each company has its own rating system. Each insurance company has its underwriting process to determine the applicant's risk and determine its premium rate.
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  • What To Know About Your Auto Insurance Coverage

    For drivers across the US, making sure that they are covered in the event of an accident is essential. Most states have minimum auto insurance coverage requirements that you need to meet. However, many drivers go beyond the basic level of coverage. Understanding the coverage that you carry when it comes to your auto insurance is vital. Here are three things that you need to know about your auto insurance coverage.
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  • What Is The Difference Between Collision And Comprehensive Insurance?

    Do you need a new car insurance policy, or are you preparing to buy your first policy? If so, you should learn about the different types of coverage options you can choose for your plan. By learning the coverage types, you can select the right ones for your needs. As you begin working on this, you might be wondering what the difference is between collision coverage and comprehensive coverage. Asking an agent to explain this is the best way to find out, but here are some details that may help you understand.
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  • A Guide To Getting Your Medicare Service

    When you need to get medical care that is high quality, it's important that you be able to pay for it. If you don't have access to a solid medical care plan there's still hope -- you may be able to take advantage of a Medicare plan that will help you out. You need to make sure you are a candidate for Medicare first and foremost, and you should look into the requirements and benefits that come with the process.
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  • 3 Helpful Tips When Buying Insurance For A Restaurant

    If you have a restaurant, it's important to protect your assets. One effective way of doing this is by purchasing restaurant insurance. If you're not overly familiar with these policies, then these tips will come in handy.  Know Exactly How Much Coverage to Get  A lot of restaurant owners make the mistake of not knowing exactly how much insurance to get. Then, when they don't have enough coverage and something happens to their building or equipment, they're left with expensive repair costs.
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