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  • Understanding The Different Types Of Automobile Insurance

    Getting into a car accident is never something we plan, but it remains a possibility every time we get behind the wheel. That’s why car insurance is so important. In fact, having automobile insurance is required in most states in the country. But did you know that there are different types of automobile insurance? Understanding what each type covers and how it works will give you a better handle on how to protect your car and yourself.
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  • Understanding Auto Insurance – A Complete Guide to Protecting Yourself and Your Vehicle

    Auto insurance is an essential part of owning a car. Not only is it required by law, but it protects you and your vehicle from unforeseen accidents and damages. However, understanding the ins and outs of auto insurance can be overwhelming and complicated. Read on to learn more about auto insurance. Types of Coverage Auto insurance typically comes with several types of coverage. Some of the most common types include liability, collision, comprehensive, personal injury protection, and uninsured/underinsured motorist coverage.
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  • What To Look For When Buying Insurance For Your Car

    Car insurance is one of those things that is essential when you are operating your car or truck on public roads. General liability insurance covers many things that can happen when driving and is required by most states for any vehicle. Still, the coverage amounts can vary from one state to the next.  Liability Insurance In many states, you must have general liability insurance on your car before registering it. There are some states that allow you to register but still require insurance coverage and verify it if police officers stop you.
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  • Understanding The Different Options When Buying Car Coverage Policies

    The law requires you to carry insurance coverage on your vehicle. If your vehicle is being financed, your lender may also require you to maintain certain types of coverage. But how do you know which coverage options you really need and which you can safely decline? Taking the time to learn more about the different options that are available to you can help you to make this important decision.  Liability Coverage
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  • Should You Get Personal Or Commercial Auto Insurance?

    Typically, the coverage you choose depends on the state where you live and how you use your car. Personal auto insurance covers you and your family members. This means that if your friend or employee is involved in an accident while driving your vehicle, they're likely not covered.  Alternatively, commercial auto insurance would cover you, your employees, tools, and any other occupants in the vehicle. It's costlier than personal insurance, which is why some opt to remain with personal auto insurance.
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  • Simple Ways to Reduce Your Homeowners Insurance Costs

    Investing in home insurance is one of the best ways to protect your home and its contents. As much as homeowners insurance is unavoidable, it doesn't mean you should always pay high premiums. You can use some tricks here and there to save a few hundred dollars on your home insurance policy. As you probably know, home insurance premiums vary depending on your home's insurance company, the home's age, and where you are located.
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  • A Full-Time RV Lifestyle Requires Proper Insurance

    One of the awesome things about owning an RV is the fact that not only is it a great option for family vacations, but it also serves as a place you can call home. Should you decide to live a life of travel and adventure full time in your RV, there are some things you want to do first. One of these things is to ensure your RV is properly insured; learn how.
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  • 4 Important Things To Know About How Car Insurance Premium Rates Work

    Numerous factors impact your car insurance premium rate. It is important to understand all the factors that impact your car insurance rates so that you can adequately plan for the cost of your car insurance.  #1: Each Company Has Their Rating System First, it is important to understand that each company has its own rating system. Each insurance company has its underwriting process to determine the applicant's risk and determine its premium rate.
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  • What To Know About Your Auto Insurance Coverage

    For drivers across the US, making sure that they are covered in the event of an accident is essential. Most states have minimum auto insurance coverage requirements that you need to meet. However, many drivers go beyond the basic level of coverage. Understanding the coverage that you carry when it comes to your auto insurance is vital. Here are three things that you need to know about your auto insurance coverage.
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  • What Is The Difference Between Collision And Comprehensive Insurance?

    Do you need a new car insurance policy, or are you preparing to buy your first policy? If so, you should learn about the different types of coverage options you can choose for your plan. By learning the coverage types, you can select the right ones for your needs. As you begin working on this, you might be wondering what the difference is between collision coverage and comprehensive coverage. Asking an agent to explain this is the best way to find out, but here are some details that may help you understand.
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